In general, a knee injury creates pain and reduces range of
movement. Each knee injury is different based on the person’s health, degree of
damage, and various other factors. Receiving an accurate diagnosis from an
orthopedic surgeon will help determine if surgery for a torn MCL is necessary.
The out of pocket costs may be difficult to estimate. Each
individual will have different aspects to consider that will affect the final
payment. The amount of health insurance coverage is the major contributor in
the treatment program costs.
An injury due to bending or changing directions can create a
rip or tear in the medial collateral ligament or MCL. The MCL is located on the
inner side of the knee; connecting the thigh bone and the lower leg together.
When the knee is injured, the MCL can rip or tear creating a need for
treatment. Depending on the degree of injury, each treatment option will have
specific costs.
Non-Surgical
Treatment Methods
The less expensive and least invasive treatment for a torn
MCL is the non-surgical approach. In some cases, the non-surgical methods are
all that is needed to heal.
- Protect the injured area by using a brace or other support
agent to help keep the knee from moving. Continually moving the knee will create
further damage and lengthen the recovery time.
- Use a set of crutches to help keep weight off from the
injured knee.
- Apply ice to the area to help reduce any swelling and
pain. Unless directed otherwise by a health care professional, the ice can be placed
on the knee for a length of 15 minutes every three hours.
- Apply compression to help reduce swelling through the use
of an elastic bandage.
- Elevation of the knee area can help reduce swelling and
allow for fluid to drain properly.
- Physical therapy or exercises may be prescribed as a way
to restore strength back to the knee area.
Surgery
for a Torn MCL
anthroscopicAfter receiving an accurate diagnosis, surgery
for a torn MCL may be the only option. If the MCL is torn completely, surgery
is the only way to repair the painful damage. The cost of surgery for a torn
MCL is determined by different variables.
- Health care coverage is the primary variable in
determining costs. Deductibles and co-pays are usually the out of pocket costs
for a patient with significant coverage. Each
health insurance policy is different; checking with the
provider will help in estimating a total. A person with no coverage can pay
over $20,000 for surgery for a torn MCL.
- Degree of injury is another factor in costs. The higher
amount of damage will usually raise the amounts of co-pays, deductibles or
percentage of coverage.
- The surgeon is out of the health care network. Everyone
wants the best possible care when dealing with a long lasting injury that can
affect the overall stability of the knee.
Torn
MCL Surgery Costs
The costs for surgery for a torn MCL may seem high. However,
finding the best treatment for the injury is vital for returning to a healthy
lifestyle. An experienced surgeon, Dr. Howard Marans will accept PPO and will
work with other insurance develop a treatment program without creating
financial hardship for the patient. Please click below to schedule your
consultation or call us at 714.979.8981.
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